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What's inside
What happens to your business if you're suddenly unable to work? Most owners have no plan.
When the business hits a rough patch, personal savings take the hit — silently eroding your family's future.
If you've signed a personal guarantee on a business loan, your family may inherit that debt.
A well-structured benefits plan can be a stronger retention tool than a pay raise — at a cost that might surprise you.
When your finances are entangled, every business risk is a personal one. There's a cleaner way.
Licensed Financial Services Professional · Calgary, AB
Philip is a licensed financial services professional and founder of SMACD Solutions Inc. With a background in data analytics and over 15 years of experience across enterprise and consulting roles, Philip helps Calgary small business owners identify and close the financial gaps that put their businesses — and families — at risk.
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